01
Enter your reference
Use the code you got from the sender or your bank.
02
See the route
Follow your payment from bank to bank.
03
Check every update
Each change is listed with the date and time.
Swift·Track Secure trackingLog in
Cross-border payment tracker
Track your international transfer
Enter the payment reference you were given. You'll see where your money is, which banks are handling it, and its full history.
200+
countries & territories
11,000+
banks on the Swift network
24/7
live status updates
256-bit
encrypted connection
Payment journey
What each stage means
1
Received
Contact the sender or your bank for more information.
2
In progress
Contact the sender or your bank for more information.
3
Sent
Contact the sender or your bank for more information.
4
Completed
Contact the sender or your bank for more information.
Checks and holds are normal. Banks may pause a transfer for a compliance review or to request documents. Your tracker shows exactly what is happening and what to do next.
Bank-grade security
Your reference only reveals the status of a single payment. Account numbers are always masked.
Full bank route
See the ordering, intermediary and beneficiary banks with their BIC codes.
Printable record
Save a confirmation as PDF to share with your bank or accountant.
Frequently asked questions
Where do I find my payment reference?
The sender or your bank gives you the reference when the transfer is made. It looks like SWT-48213-KQ.
How long does an international transfer take?
Most Swift payments arrive within 1–3 working days, depending on the banks and countries involved.
What is a UETR?
A Unique End-to-end Transaction Reference: a global ID that every bank on the route uses to identify your payment.
My payment is on hold. What should I do?
Check the message on your tracking page. If documents are needed, contact the sender or your bank.
Who can I contact about my payment?
Email contact@swift-tracking.com with your payment reference, or ask the sender or your bank.
Contact us
Questions about a transfer, a hold, or documents? Email us and we will tell you where the payment stands.
Include your payment reference, for example SWT-48213-KQ, so we can find your transfer quickly.